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Home Retirement Bulletin Board - Work After You Retire? In an online news release published on the business wire from Monmouth County, New Jersey some interesting statistics have emerged about the baby boomers and their plans for retirement.. Retirement Bulletin Board - Starting an Online Business - Pros and Cons You know you want to start an online business of your very own, but aren't sure where to start. We've all read claims of fast money; the alluring siren-call of the Internet 'get-rich-quick' scheme can be hard to resist. Most of us have also heard the saying, "If it seems too good to be true, it probably is..." We know in our hearts that 'get-rich-quick' can't possibly work, yet we can't help but be intrigued by it. Retirement Bulletin Board - Part 3 - Starting an Online Business - Planning It is tempting it is to jump right in with both feet - especially once you have solid evidence that you have a great product idea and an audience that wants it. But preparation is vitally important; it will help you to anticipate potential problems or issues, and keep you organized - you'll be more likely to do everything you need to do, rather than facing an unexpected problem in a panic later on. It is time now to move in to the planning stage of your business. Retirement Bulletin Board - Colon Cancer, Things you should know! According to the American Cancer Society about 112,000 people are diagnosed with colon cancer annually! The Mayo Foundation for Medical Education and Research states "Many people with colon cancer experience no symptoms in the early stages of the disease. When symptoms appear, they'll likely vary, depending on the cancer's size and location in your large intestine" Retirement Bulletin Board - Part 2 - Starting an Online Business - Preparation Spending time in the planning and preparation stage helps you to anticipate problems, identify areas for improvement, and spot new opportunities! There are a few things to consider when beginning a business. Retirement Bulletin Board - Stress Management You can not predict stress and the degree of stress in your life is highly dependent upon individual factors such as your physical health, the quality of your interpersonal relationships, the number of commitments and responsibilities you carry, others expectations of you and who depends on you, and the number of changes or traumatic events that have occurred in your life. Retirement Bulletin Board - Social Security Surplus For years lawmakers have been living on a "fat" budget made by the Social Security Surplus of the Baby Boomers. Treasury Secretary Henry Paulson included estimates on the surplus in a report released September 23, 2007. This report emphasizes the report of the Social Security Trustees earlier this year. Retirement Bulletin Board - HIV/AIDS Has no Age Discrimination Everyone needs to love and know they are loved. And a healthy expression of sexuality and affection is very important no matter what your age. There is more to this though than just having intercourse or other forms of erotic pleasure. It encompasses feelings, emotions and attributes that people have about intimacy and closeness. It also includes the affection and tenderness shown towards a partner. Retirement Bulletin Board - Starting an Online Business - Marketing Your Web Site A great product by itself is nothing. Customers have to know about your product and be convinced that they want it! Internet marketing isn't an exact science. Don't be afraid to experiment with new methods of your own. And be sure to market consistently - that's one of the keys to success. Retirement Bulletin Board - The Beginning of the End, First Baby Boomer to Retire Soon Kathleen Casey-Kirschling, was born in Philadelphia on Jan. 1, 1946 at 12:00:01. Why is this so important? To some it may not be but to the baby boomers, she is generally recognized as the nation's FIRST Baby Boomer! Retirement Bulletin Board - Reverse Mortgage One of the largest assets we have as we grow older is our home. We spent hours, days, and months looking at different homes just to pick the perfect one. In years past homes were passed down to the children of the family, but that is becoming less and less. Recent studies have shown a rise in seniors beginning to consider retirement funding strategies that incorporate their home. Many use a reverse mortgage for this purpose. Retirement Bulletin Board - Affiliate Programs- Making them work for you! An Affiliate is essentially a commissioned agent for a product or service. What happens is that as a commissioned agent, you (the Affiliate) get a percentage of sales after you (the Affiliate) have made those sales. Affiliates are also called Resellers, so you may come across this term as well. Retirement Bulletin Board - Erectile Dysfunction (ED), What Every Man Should Know! Every man at some point in his life has experienced this to some extent. It becomes a condition that needs to be treated and discussed when it becomes frequent or continuous and interferes with normal sexual activities. Retirement Bulletin Board - Do You Know What Your Social Security and Benefits Are? Do you know how to estimate your Social Security benefits based on your Retirement age? Do you even know how to get a copy of your Social Security statement? How about the Social Security Administration's math, is it accurate? Do you know how to get an error corrected? These are all questions that as a baby boomer about to retire you should know the answers. Retirement Bulletin Board - Alzheimer's Disease More than 5 million Americans now have alzheimer's disease. Although symptoms can vary widely, the first problem many people notice is forgetfulness severe enough to affect their work, lifelong hobbies or social life. The disease gets worse with time and progresses to confusion, trouble with organizing and expressing thoughts, misplacing things, getting lost in familiar places, and changes in personality and behavior. Currently there is no cure only treatment. Retirement Bulletin Board - Are you Getting Enough Fiber It is important to understand that Dietary Fiber, also known as roughage or bulk, includes all parts of the plant foods that your body can not digest or absorb. This material can be categorized into two basic groups, Insoluble Fiber and Soluble Fiber. Retirement Bulletin Board - Osteoporosis - A Silent Killer Women especially are more vulnerable to osteoporosis as we age, but men can develop this also. It is not a sex specific disease. This disease literally sucks the calcium out of your bones leaving them very brittle, porous and sponge like in appearance. Because of this, the bones become very fragile and break easily. Normal bone is composed of protein, collagen, and calcium. Bones that are affected by osteoporosis can fracture with only a minor fall or injury that normally would not cause a bone fracture. Retirement Bulletin Board - Keep Your Sex Life Alive Communication is a key to all our daily lives. We communicate with co-workers, family and friends on a daily basis. It is no different with your intimacy partner. Even though it may feel uncomfortable, talk to your partner openly and honestly about your sexual relationship. Talk openly and honestly about any problems rather than ignoring them. If you ignore them, they will not go away but rather sit and fester, then boil to the surface. Problems are harder to handle when tempers are hot. Retirement Bulletin Board - The Internet Reaches Out to Entertain the Baby Boomer! Shows like Andy Griffith Show, Gunsmoke, Leave It To Beaver, Adams Family, The Munsters, and Car 54, all bring back warm memories from childhood. I can remember my brothers and I racing home after school to attack the cookie jar and then run to the TV to quarrel over which show to watch! Retirement Bulletin Board - Top Misconceptions About Retirement Plans There are several myths and misconceptions about retirement plans. How much do you know about taking out your money? Get a pen and paper and take our Quiz. These are True and False questions. Test your knowledge. Retirement Bulletin Board - Older Adults and Driving Parents of the baby boomers are getting older and older. We need to prepare for the future and the possibility of having to keep our parents safe by not allowing them to drive. Retirement Bulletin Board - Facts of Life Unfortunately it is true and although we don’t like to talk about it and even try to avoid the subject at times, everyone must die sooner or later. Throughout the lives of the baby boomers we have heard how boomers have impacted the social and economic trends of our country and the world. One more trend is about to be impacted and that trend is preplanning funerals. Retirement Bulletin Board - My Baby Is An Adult When my oldest moved out and went to college, I felt my heart ripped. I cried for days, hours at a time (just ask my husband). I cried so long and so hard that my eyes became just one huge puff ball. I finally got over it and thought to myself, “I can handle anything now”. Retirement Bulletin Board - The New Rules of Finding Aid Codes of conduct and pending legislation are changing loan options for students and parents. Here's what you need to know. Retirement Bulletin Board - Will Social Security Bankrupt America By Ronald R. Cooke The Cultural Economist Boomers will demand increased benefits. Read the Congressional Budget Office (CBO) analysis. About 25 percent of Boomers are not financially prepared for retirement. They will have to depend on Social Security for most or all of their income. Another 25 percent of the Boomer generation has some other income: a pension, a retirement plan, an annuity or two, and/or some money in the bank. They appear to have.. Retirement Bulletin Board - More Baby Boomers are going back to college. How can they pay for it? Most college bound high school seniors know the importance of applying for scholarships to help pay for college. But senior citizens heading back to the classroom can also cut their costs. And the great part about being a senior is that there are lots of ways to save on tuition and other expenses. Retirement Bulletin Board - Happiness Is Our Birthright! Life continues ever faster. Obviously we aren’t the same people we were in high school, when we had everything to learn, wide-eyed, and our life was in front of us. At this chronological phase, we come prepackaged, we are in the middle of a journey, and have a great story, which includes family, wisdom, and a keen intuition, a list of preferences and what we don’t want. Retirement Bulletin Board - Making Sure Grandma Is Safe We all take for granted simple tasks though out the day. Things like going up and down the stairs, taking a shower or bath, or simply just walking out to the mailbox, for most people create no major problems. But to the older aging adult or people with disability these simple tasks can be hazardous activities. Retirement Bulletin Board - The Real Deal The most prestigious place for college grads to get a job today is Deloitte, according to a Business Week story titled, The Best Places to Launch a Career, by Lindsey Gerdes. In fact, the top three choices for Generation Y are all Big 4 accounting firms. My first thought was, are you kidding me?!?!?! Retirement Bulletin Board - Scam - Zap Those Bugs! Scam to Cure Cancer Are we so obsessed with staying young and staying healthy that we let common sense fly out the window? If you haven’t read the article on black salves I recommend you do so. This article will be an off shoot of that one, Looking into yet another scam and fraud. Retirement Bulletin Board - Scams- Cancer Salves, Pastes, Poultices, and Plasters! While doing some reading on the net this week I came across a web site that spoke about this sort of scam. We all want to look our best and we all FEAR cancer. So it is no big surprise to me that there are people in our society that try to thrive on that fear and take advantage of the trust of people. Retirement Bulletin Board - Health Scams – Be An Informed Consumer! We live in a world filled with miracle cures, miracle medicines, a diet that cures diabetes, a pill that makes you loose weight and become that size 4 that you always wanted to be without even changing any of your eating habits, and miracle devices that do the amazing with little to no effort. A modern day medicine wagon with the peddler and his elixir cure all! Retirement Bulletin Board - Weight for the Holidays by Dr. Eileen Silva Christmas is a comin’ and the goose is not the only thing getting fat! Unfortunately, many people gain weight during the Christmas and New Year holiday season. With all the festive feasts, decorative sweets, and parties, not to mention the regular heavier cooking that we do in cold weather, you may find that you are among those people who gain weight during this time of the year Retirement Bulletin Board - Seasonal Affective Disorder by Dr. Eileen Silva N.D. Does winter mean depression, weight gain, and a tired, listless existence for you? The good news is that there are bona fide reasons for these issues, and there is something you can do to overcome them. In fall and winter months, especially January and February, the amount of natural light that you absorb decreases in both intensity and duration each day. These seasonal variations of natural light can contribute to a mood disorder Retirement Bulletin Board - Are You Winning The Stress Battle? by Dr. Eileen Silva N.D. Traffic! High prices! Unemployment! Terrorists! Stress! Stress! Stress! Battling stress is a common problem in America today. It affects rich and poor, young and old, alike. How well do you recognize this enemy’s effects? Have you prepared good battle plans? Retirement Bulletin Board - Are Baby Boomers the Whiniest Generation? American boomers report more problems with their health than the pre-boomers did when they were they were in their fifties, according to researchers from the University of Pennsylvania and Carleton University. Their paper was published by the National Bureau of Economic Research. Retirement Bulletin Board - Obama and the false war of generational dynamics Pundits are much like birds flocking south for the winter…they travel in large groups, directed a certain way by a few leaders that twist this way and that, directing the rest of the flock to follow. It seems that if you watch the flock, it looks like they have no idea which way they’re going, so willy-nilly and arbitrary are their changes of direction. Retirement Bulletin Board - User Generated Radio I’ve have wanted to write about this topic for a long time, but something that happened the other day has propelled me into action right after the Thanksgiving holiday. I heard Morley Winograd, the director of USC Marshall’s Center for Telecom Management who is publishing a book this Spring on millennials remind my students that baby boomers are running traditional media companies and the majority of them do not understand Generation Y. Retirement Bulletin Board - Startups hoping to reach maturity A year ago, I couldn’t turn around at startup events without bumping into someone launching a social-networking business. They knew it was the next big thing and a great opportunity to connect with a young demographic sought by advertisers. Now it seems the market is maturing. Literally. Retirement Bulletin Board - Baking Powder Submarines A trip down memory lane. Do you remember coonskin caps, or how about the very popular baking powder submarines. I did some looking and these toys are selling on Ebay right now for anywhere from $3.50 to $10.00 a piece!

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Retirement Bulletin Board - Work After You Retire?
In an online news release published on the business wire from Monmouth County, New Jersey some interesting statistics have emerged about the baby boomers and their plans for retirement..

Retirement Bulletin Board - Starting an Online Business - Pros and Cons
You know you want to start an online business of your very own, but aren't sure where to start. We've all read claims of fast money; the alluring siren-call of the Internet 'get-rich-quick' scheme can be hard to resist. Most of us have also heard the saying, "If it seems too good to be true, it probably is..." We know in our hearts that 'get-rich-quick' can't possibly work, yet we can't help but be intrigued by it.

Retirement Bulletin Board - Part 3 - Starting an Online Business - Planning
It is tempting it is to jump right in with both feet - especially once you have solid evidence that you have a great product idea and an audience that wants it. But preparation is vitally important; it will help you to anticipate potential problems or issues, and keep you organized - you'll be more likely to do everything you need to do, rather than facing an unexpected problem in a panic later on. It is time now to move in to the planning stage of your business.

Retirement Bulletin Board - Colon Cancer, Things you should know!
According to the American Cancer Society about 112,000 people are diagnosed with colon cancer annually! The Mayo Foundation for Medical Education and Research states "Many people with colon cancer experience no symptoms in the early stages of the disease. When symptoms appear, they'll likely vary, depending on the cancer's size and location in your large intestine"

Retirement Bulletin Board - Part 2 - Starting an Online Business - Preparation
Spending time in the planning and preparation stage helps you to anticipate problems, identify areas for improvement, and spot new opportunities! There are a few things to consider when beginning a business.

Retirement Bulletin Board - Stress Management
You can not predict stress and the degree of stress in your life is highly dependent upon individual factors such as your physical health, the quality of your interpersonal relationships, the number of commitments and responsibilities you carry, others expectations of you and who depends on you, and the number of changes or traumatic events that have occurred in your life.

Retirement Bulletin Board - Social Security Surplus
For years lawmakers have been living on a "fat" budget made by the Social Security Surplus of the Baby Boomers. Treasury Secretary Henry Paulson included estimates on the surplus in a report released September 23, 2007. This report emphasizes the report of the Social Security Trustees earlier this year.

Retirement Bulletin Board - HIV/AIDS Has no Age Discrimination
Everyone needs to love and know they are loved. And a healthy expression of sexuality and affection is very important no matter what your age. There is more to this though than just having intercourse or other forms of erotic pleasure. It encompasses feelings, emotions and attributes that people have about intimacy and closeness. It also includes the affection and tenderness shown towards a partner.

Retirement Bulletin Board - Starting an Online Business - Marketing Your Web Site
A great product by itself is nothing. Customers have to know about your product and be convinced that they want it! Internet marketing isn't an exact science. Don't be afraid to experiment with new methods of your own. And be sure to market consistently - that's one of the keys to success.

Retirement Bulletin Board - The Beginning of the End, First Baby Boomer to Retire Soon
Kathleen Casey-Kirschling, was born in Philadelphia on Jan. 1, 1946 at 12:00:01. Why is this so important? To some it may not be but to the baby boomers, she is generally recognized as the nation's FIRST Baby Boomer!

Retirement Bulletin Board - Reverse Mortgage
One of the largest assets we have as we grow older is our home. We spent hours, days, and months looking at different homes just to pick the perfect one. In years past homes were passed down to the children of the family, but that is becoming less and less. Recent studies have shown a rise in seniors beginning to consider retirement funding strategies that incorporate their home. Many use a reverse mortgage for this purpose.

Retirement Bulletin Board - Affiliate Programs- Making them work for you!
An Affiliate is essentially a commissioned agent for a product or service. What happens is that as a commissioned agent, you (the Affiliate) get a percentage of sales after you (the Affiliate) have made those sales. Affiliates are also called Resellers, so you may come across this term as well.

Retirement Bulletin Board - Erectile Dysfunction (ED), What Every Man Should Know!
Every man at some point in his life has experienced this to some extent. It becomes a condition that needs to be treated and discussed when it becomes frequent or continuous and interferes with normal sexual activities.

Retirement Bulletin Board - Do You Know What Your Social Security and Benefits Are?
Do you know how to estimate your Social Security benefits based on your Retirement age? Do you even know how to get a copy of your Social Security statement? How about the Social Security Administration's math, is it accurate? Do you know how to get an error corrected? These are all questions that as a baby boomer about to retire you should know the answers.

Retirement Bulletin Board - Alzheimer's Disease
More than 5 million Americans now have alzheimer's disease. Although symptoms can vary widely, the first problem many people notice is forgetfulness severe enough to affect their work, lifelong hobbies or social life. The disease gets worse with time and progresses to confusion, trouble with organizing and expressing thoughts, misplacing things, getting lost in familiar places, and changes in personality and behavior. Currently there is no cure only treatment.

Retirement Bulletin Board - Are you Getting Enough Fiber
It is important to understand that Dietary Fiber, also known as roughage or bulk, includes all parts of the plant foods that your body can not digest or absorb. This material can be categorized into two basic groups, Insoluble Fiber and Soluble Fiber.

Retirement Bulletin Board - Osteoporosis - A Silent Killer
Women especially are more vulnerable to osteoporosis as we age, but men can develop this also. It is not a sex specific disease. This disease literally sucks the calcium out of your bones leaving them very brittle, porous and sponge like in appearance. Because of this, the bones become very fragile and break easily. Normal bone is composed of protein, collagen, and calcium. Bones that are affected by osteoporosis can fracture with only a minor fall or injury that normally would not cause a bone fracture.

Retirement Bulletin Board - Keep Your Sex Life Alive
Communication is a key to all our daily lives. We communicate with co-workers, family and friends on a daily basis. It is no different with your intimacy partner. Even though it may feel uncomfortable, talk to your partner openly and honestly about your sexual relationship. Talk openly and honestly about any problems rather than ignoring them. If you ignore them, they will not go away but rather sit and fester, then boil to the surface. Problems are harder to handle when tempers are hot.

Retirement Bulletin Board - The Internet Reaches Out to Entertain the Baby Boomer!
Shows like Andy Griffith Show, Gunsmoke, Leave It To Beaver, Adams Family, The Munsters, and Car 54, all bring back warm memories from childhood. I can remember my brothers and I racing home after school to attack the cookie jar and then run to the TV to quarrel over which show to watch!

Retirement Bulletin Board - Top Misconceptions About Retirement Plans
There are several myths and misconceptions about retirement plans. How much do you know about taking out your money? Get a pen and paper and take our Quiz. These are True and False questions. Test your knowledge.

Retirement Bulletin Board - Older Adults and Driving
Parents of the baby boomers are getting older and older. We need to prepare for the future and the possibility of having to keep our parents safe by not allowing them to drive.

Retirement Bulletin Board - Facts of Life
Unfortunately it is true and although we don’t like to talk about it and even try to avoid the subject at times, everyone must die sooner or later.

Throughout the lives of the baby boomers we have heard how boomers have impacted the social and economic trends of our country and the world. One more trend is about to be impacted and that trend is preplanning funerals.

Retirement Bulletin Board - My Baby Is An Adult
When my oldest moved out and went to college, I felt my heart ripped. I cried for days, hours at a time (just ask my husband). I cried so long and so hard that my eyes became just one huge puff ball. I finally got over it and thought to myself, “I can handle anything now”.

Retirement Bulletin Board - The New Rules of Finding Aid
Codes of conduct and pending legislation are changing loan options for students and parents. Here's what you need to know.

Retirement Bulletin Board - Will Social Security Bankrupt America
By Ronald R. Cooke
The Cultural Economist
Boomers will demand increased benefits.
Read the Congressional Budget Office (CBO) analysis. About 25 percent of Boomers are not financially prepared for retirement. They will have to depend on Social Security for most or all of their income. Another 25 percent of the Boomer generation has some other income: a pension, a retirement plan, an annuity or two, and/or some money in the bank. They appear to have..

Retirement Bulletin Board - More Baby Boomers are going back to college. How can they pay for it?
Most college bound high school seniors know the importance of applying for scholarships to help pay for college. But senior citizens heading back to the classroom can also cut their costs. And the great part about being a senior is that there are lots of ways to save on tuition and other expenses.

Retirement Bulletin Board - Happiness Is Our Birthright!
Life continues ever faster. Obviously we aren’t the same people we were in high school, when we had everything to learn, wide-eyed, and our life was in front of us. At this chronological phase, we come prepackaged, we are in the middle of a journey, and have a great story, which includes family, wisdom, and a keen intuition, a list of preferences and what we don’t want.

Retirement Bulletin Board - Making Sure Grandma Is Safe
We all take for granted simple tasks though out the day. Things like going up and down the stairs, taking a shower or bath, or simply just walking out to the mailbox, for most people create no major problems. But to the older aging adult or people with disability these simple tasks can be hazardous activities.

Retirement Bulletin Board - The Real Deal
The most prestigious place for college grads to get a job today is Deloitte, according to a Business Week story titled, The Best Places to Launch a Career, by Lindsey Gerdes. In fact, the top three choices for Generation Y are all Big 4 accounting firms.

My first thought was, are you kidding me?!?!?!

Retirement Bulletin Board - Scam - Zap Those Bugs! Scam to Cure Cancer
Are we so obsessed with staying young and staying healthy that we let common sense fly out the window? If you haven’t read the article on black salves I recommend you do so. This article will be an off shoot of that one, Looking into yet another scam and fraud.

Retirement Bulletin Board - Scams- Cancer Salves, Pastes, Poultices, and Plasters!
While doing some reading on the net this week I came across a web site that spoke about this sort of scam. We all want to look our best and we all FEAR cancer. So it is no big surprise to me that there are people in our society that try to thrive on that fear and take advantage of the trust of people.

Retirement Bulletin Board - Health Scams – Be An Informed Consumer!
We live in a world filled with miracle cures, miracle medicines, a diet that cures diabetes, a pill that makes you loose weight and become that size 4 that you always wanted to be without even changing any of your eating habits, and miracle devices that do the amazing with little to no effort. A modern day medicine wagon with the peddler and his elixir cure all!

Retirement Bulletin Board - Weight for the Holidays by Dr. Eileen Silva
Christmas is a comin’ and the goose is not the only thing getting fat! Unfortunately, many people gain weight during the Christmas and New Year holiday season. With all the festive feasts, decorative sweets, and parties, not to mention the regular heavier cooking that we do in cold weather, you may find that you are among those people who gain weight during this time of the year

Retirement Bulletin Board - Seasonal Affective Disorder by Dr. Eileen Silva N.D.
Does winter mean depression, weight gain, and a tired, listless existence for you? The good news is that there are bona fide reasons for these issues, and there is something you can do to overcome them. In fall and winter months, especially January and February, the amount of natural light that you absorb decreases in both intensity and duration each day. These seasonal variations of natural light can contribute to a mood disorder

Retirement Bulletin Board - Are You Winning The Stress Battle? by Dr. Eileen Silva N.D.
Traffic! High prices! Unemployment! Terrorists! Stress! Stress! Stress! Battling stress is a common problem in America today. It affects rich and poor, young and old, alike. How well do you recognize this enemy’s effects? Have you prepared good battle plans?

Retirement Bulletin Board - Are Baby Boomers the Whiniest Generation?
American boomers report more problems with their health than the pre-boomers did when they were they were in their fifties, according to researchers from the University of Pennsylvania and Carleton University. Their paper was published by the National Bureau of Economic Research.

Retirement Bulletin Board - Obama and the false war of generational dynamics
Pundits are much like birds flocking south for the winter…they travel in large groups, directed a certain way by a few leaders that twist this way and that, directing the rest of the flock to follow. It seems that if you watch the flock, it looks like they have no idea which way they’re going, so willy-nilly and arbitrary are their changes of direction.

Retirement Bulletin Board - User Generated Radio
I’ve have wanted to write about this topic for a long time, but something that happened the other day has propelled me into action right after the Thanksgiving holiday.

I heard Morley Winograd, the director of USC Marshall’s Center for Telecom Management who is publishing a book this Spring on millennials remind my students that baby boomers are running traditional media companies and the majority of them do not understand Generation Y.

Retirement Bulletin Board - Startups hoping to reach maturity
A year ago, I couldn’t turn around at startup events without bumping into someone launching a social-networking business.

They knew it was the next big thing and a great opportunity to connect with a young demographic sought by advertisers. Now it seems the market is maturing. Literally.

Retirement Bulletin Board - Baking Powder Submarines
A trip down memory lane. Do you remember coonskin caps, or how about the very popular baking powder submarines. I did some looking and these toys are selling on Ebay right now for anywhere from $3.50 to $10.00 a piece!